Saratoga Springs and Eagle Mountain, Utah

Home Loans in Saratoga Springs & Eagle Mountain

Utahns who want to get away from the congestion of the Wasatch Front head down to Saratoga Springs and Eagle Mountain to do their home shopping. Both these cities are comparatively young, and many of the homes for sale are new builds. While the median home price in both these areas hovers around $400,000, there are many homes for sale in a wide price range.

If you’re unsure of how much home you’ll be able to afford with your income, it’s a good idea to pre-qualify for a home loan. You can do this quickly online with Altius Mortgage.

Pre-qualification gives you the confidence to start shopping right away for your new home in Saratoga Springs or Eagle Mountain.

When you apply for a home loan, the lender looks at your financial situation, including your income, debt, savings and more. However, it’s your credit score that figures largest in this calculation. The higher your credit score, the easier it is to get a home loan and the lower your mortgage rate will be.

If you don’t qualify for a home loan the first time you apply, don’t worry. Our mortgage brokers can help you by showing you what you need to do to get your finances in better shape so you can qualify down the road.

Mortgage Program Options

There are dozens of mortgage programs available to potential homebuyers in Saratoga Springs or Eagle Mountain. How do you know which one is right for you? It can be overwhelming, but that’s why we’re here to help! Our mortgage brokers have many years of experience, and we stay up to date on all the newest programs and any changes to them. 

A conventional loan isn’t right for everyone. You may be eligible for an FHA loan or a VA loan. If you choose a higher-priced house, you may need to go with a jumbo loan. Don’t worry if you’re not sure which mortgage program is the best choice for you — we’re here to steer you toward the home loan that suits your needs.

Streamlined Mortgage Application Process

The hardest part of applying for a home loan is arguably waiting for approval. While pre-approval can come in as little as 10 minutes, the more involved process can take longer. We have tweaked this process so you get approval quicker.

Altius Mortgage Serves Saratoga Springs & Eagle Mountain Homebuyers

Whether you’re in the market for a conventional loan, refinance, reverse mortgage or another type of mortgage program, the team at Altius Mortgage can help you. A home is likely the largest purchase you will ever make, so it’s important to work with a mortgage broker you trust. Go with a company that’s local and proven: Altius Mortgage. Contact us today to find out how to get started down the path to homeownership in Saratoga Springs or Eagle Mountain.