The lure of Idaho — particularly the areas encompassing Boise, Meridian and Nampa — is undeniable. The country is beautiful and unspoiled, home prices are affordable and residents have the convenience of living in or near a major U.S. city. If you’re shopping for a home in southwest Idaho, come see the mortgage brokers at Altius Mortgage for your home loan.
How to Get a Home Loan in Boise
Median home prices in these three cities start at just under $300,000 and rise to about $450,000. And while some homebuyers consider these prices affordable, we know that for plenty of others, they are a stretch. Our loan officers are here to help figure out a way for you to get a home loan to buy a property in Boise, Nampa or Meridian, Idaho.
You probably know that mortgage lenders look at your credit score when you apply for a home loan. The higher the number, the greater your chance for approval and the lower your interest rate is likely to be. But even if your credit score isn’t high, that doesn’t mean you won’t qualify for a home loan. There are lots of mortgage programs specifically targeted to those with less-than-perfect credit or low incomes.
And even if you don’t succeed on your first attempt at applying for a home loan, our loan officers can help you by showing you what you need to do in order to qualify next time. Our goal is to see all our clients in their own homes.
Home Mortgages in Meridian, Idaho
The number of available mortgage programs in Boise, Meridian and Nampa can seem dizzying. It can be hard to know which one is right for you, but you don’t have to know — that’s what Altius Mortgage is here for. Our mortgage brokers are experts in their field, and we work hard to match you with the best mortgage program for you.
We know that your home is the largest purchase you’re likely to ever make, and we want to be sure you have the best rates and terms possible. Our clients trust our experience and our professionalism.