St. George, Utah

Home Loans in St. George

St. George is the largest city in Utah outside of the Wasatch Front. Nicknamed “Dixie,” this city known for its warm, sunny weather and stunning red cliffs just keeps growing. While there are some beautiful homes here for more than a half-million dollars, there are also plenty of affordable homes as well.

If you’re wondering if you can qualify for a home loan to buy the type of home you want in St. George, come see our mortgage brokers. 

One of the most important factors banks consider when lending money is the applicant’s credit score. If your credit score is good, you will likely have more options for mortgage programs and may even qualify for a lower mortgage rate as well. 

If your credit score isn’t as good as you had hoped, you still may qualify for a mortgage program designed for homebuyers with less-than-stellar credit. And even if you don’t qualify on your first try, our mortgage brokers can help show you what you can do to improve your credit score so you can eventually become a St. George homeowner.

Mortgage Program Options

Some homebuyers find the number of mortgage programs overwhelming. It’s hard to know which one is the best for you. But that’s what the team at Altius Mortgage is here for — to help match you to the right mortgage program for you.

If you don’t qualify for a conventional mortgage, you may be right for an FHA loan, which is for low-income homebuyers. Or if you’re a veteran, you may be able to get a VA loan. Ask us what type of mortgage program fits your situation best.

Streamlining the Application Process

Sometimes, the hardest part of applying for a home loan is waiting for approval. To be sure, it’s an involved process. That’s why at Altius Mortgage, we came up with a way to streamline the mortgage application process, to get you into the home of your dreams faster.

You can even apply for pre-approval online, so you can start home shopping with confidence.

Altius Mortgage Serves St. George Homebuyers

Buying a home is likely the biggest purchase you will make in your lifetime. That’s why you want to work with a mortgage broker you trust. In St. George, Altius Mortgage is known for our expertise and our excellent customer service. 

Whether you’re looking for the right mortgage program for first-time buyers, you want to refinance your home or you’re interested in a reverse mortgage, our mortgage brokers can help. Contact us today to get started down the path to homeownership in St. George.