Mortgage Loan Officer Qualities and Responsibilities, Part 2

31-Mar-2020

mortgage loan officer qualities

In part one of this two-part blog series, we went over some of the primary roles and responsibilities carried out by loan officers during the mortgage process. Often referred to as ...

Mortgage Loan Officer Qualities and Responsibilities, Part 1

06-Mar-2020

mortgage loan officer qualities

When you or any other potential mortgage client contacts our Altius Mortgage offices, or our partners at Mortgage Ogden, with interest in a home loan, you’ll be directed to one o ...

Determining if a Cash-Out Mortgage Refinance is Right For You, Part 2

25-Feb-2020

cash-out mortgage refinance right

In part one of this two-part blog series, we went over some of the basics on cash-out refinancing and what makes it different from other refinancing formats. Cash-out refinancing, ...

Determining if a Cash-Out Mortgage Refinance is Right For You, Part 1

07-Feb-2020

cash-out mortgage refinance right

There are several different major processes that may take place within the life of a given mortgage loan, and one of the most common and well-known is refinancing. Referring to any ...

Understanding Debt-to-Income Ratio for Mortgages, Part 2

28-Jan-2020

debt-to-income ratio mortgages

In part one of this two-part blog series, we went over some of the basics associated with debt-to-income ratio during a mortgage application. Abbreviated DTI, this ratio helps lend ...

Understanding Debt-to-Income Ratio for Mortgages, Part 1

03-Jan-2020

debt-to-income ratio mortgages

There are several factors that will be assessed by mortgage lenders when you apply for a home loan, and one such factor that’s very important in nearly all cases is your level of ...

Various Insurance Formats Associated With Mortgages, Part 2

31-Dec-2019

insurance formats associated mortgages

In part one of this two-part blog, we discussed both homeowner’s insurance and title insurance for new homebuyers. These insurance formats are designed with the homeowner’s pro ...

Various Insurance Formats Associated With Mortgages, Part 1

06-Dec-2019

insurance formats associated mortgages

Like with many other major purchase types, it’s important to think about insurance when you’re buying a home. In fact, when it comes to mortgages and homebuying, there are seve ...

Impact of Home Assessments on Mortgage Payments, Part 2

26-Nov-2019

In part one of this two-part blog series, we went over some of the basics of a home assessment, including how it compares to home appraisal and what it’s used for. Home assessmen ...

Impact of Home Assessments on Mortgage Payments, Part 1

01-Nov-2019

At Altius Mortgage and our partners at Mortgage Ogden, the primary goal for each client is to help you attain a great mortgage rate and loan to help you attain your long-term homeo ...