First-Time Homebuyer Errors: Timing and Future Expenses


first-time homebuyer errors timing

In parts one and two of this multi-part blog series, we’ve gone over some of the most common errors to avoid if you’re a first-time homebuyer entering the market. While there a ...

First-Time Homebuyer Errors: Programs, Savings, Points


first-time homebuyer errors savings

In part one of this multi-part blog series, we went over some of the common errors first-time homebuyers often make as they enter the market. Many of these are based on simple misu ...

Ogden First-Time Homebuyer Errors: Credit, Quotes, Down Payment


first-time homebuyer errors credit

While entering the homebuying and mortgage market for the first time may feel somewhat intimidating to some people, the reality is that you’re in a much better position here than ...

Home Tour Tips: HVAC Unit, Location, Child Themes


home tour HVAC location

In part one of this two-part blog series, we went over some of the top areas to be keeping an eye on when touring homes you’re considering for purchase, including mortgage and bu ...

Utah Home Tour Tips: Budget and Mortgage, Appliances, Remodels


home tour tips mortgage

Within the majority of homebuying situations, multiple things are happening at once. Most buyers will be touring homes at the same time as they’re working with their loan officer ...

Understanding Escalation Clauses in Home Offers


escalation clauses home offers

Buyers who have been on the home market anytime in the past six months are well aware: It’s a seller’s market out there. Many homes will have multiple offers placed on them wit ...

Mortgage Payment Components: Taxes and Insurance, Part 1


mortgage payment components taxes insurance

In part one of this two-part blog series, we went over some basics on the important components involved in a standard mortgage payment. While the final number involved in your mont ...

Mortgage Payment Components: Principal and Interest, Part 1


mortgage payment components principal interest

While there are a number of components involved in any mortgage situation, from mortgage rates to various mortgage programs and term lengths, the eventual goal of borrowers and len ...

No-Appraisal Mortgage Loans: Benefits, Eligibility and More


no-appraisal mortgage loans eligibility

In part one of this two-part blog series, we went over some basics on a relatively rare and unique situation in homebuying, but one that does take place: The no-appraisal mortgage ...

No-Appraisal Mortgage Loans: Basics and Alternatives


no-appraisal mortgage loans

For the vast majority of mortgage and homebuying situations, a home appraisal is an important part of the process. This involves a third party appraiser examining the property insi ...