What Size of Mortgage Can You Afford?


couple in front of house

We’re here to help with all the technical details of a mortgage situation at Altius Mortgage and our partners at Mortgage Ogden, but that’s not all we do. Our mortgage brokers ...

The Factors That Change ARM Rates


adjustable rate mortgage

For certain people, adjustable-rate mortgages are the preferred loan format. This is a format where mortgage rates can change through the life of the loan, and the number you’re ...

5 Factors That Help Determine Mortgage Rates


couple talking with loan officer

Perhaps the most important consideration out there when searching for a mortgage loan is mortgage rate. The interest rate you qualify for on a mortgage might be the single largest ...

Understanding ARMs


When securing a mortgage, one of your primary concerns should be what interest rate you’ll pay. Rates will often depend on the market conditions at the time you buy your home. If ...

Why Does the Mortgage Interest Rate Fluctuate?


It can seem like the interest rates on your mortgage are determined by chance or some otherworldly power, but this is simply untrue. Analysts work hard to determine the cost of bor ...

3 Keys to Raising Your Credit Score and Lowering Your Mortgage Interest Rate


If you are thinking about buying a home soon, there is a single number that can play a huge role in your financial fate: your credit score. Credit scores are a rating that tells le ...