Elements of Mortgage Pre-Qualification to Consider


elements mortgage pre-qualification

As you’re getting set to begin your foray into the home market with a search for a new home, one of the first possible steps in this process will be pre-qualification. This i ...

Understanding Mortgage Rates


Understanding Mortgage Rates

If you’re entering the home market at any point, one of the single most important elements you’ll be considering is the realm of mortgage rates. Referring to the intere ...

The Vital Numbers to Think About When Applying for a Mortgage


vital numbers applying mortgage

If you’re ready to buy a home, one of the first and most important steps to this process is securing your financing, which primarily comes in the form of a mortgage loan. Doi ...

The Variables That Determine Your Mortgage Interest Rate


variables mortgage interest rate

Interest rate is one of the most important considerations for anyone looking into securing a mortgage and buying a home, as it will have a major impact on how much you’ll pay ...

What Low Mortgage Rates Mean for Homebuyers


low mortgage rates mean homebuyers

If you’ve been thinking about entering the homebuying market recently, chances are you’re aware that mortgage rates have been quite low for some time now. While they ha ...

Mortgage Payment Components: Principal and Interest, Part 2


mortgage payment principal interest

If you’re in the home market and considering the important factors involved with a mortgage, one key element you’ll likely be interested in is what your monthly payments go tow ...

Mortgage Payment Components: Taxes and Insurance, Part 1


mortgage payment components taxes insurance

In part one of this two-part blog series, we went over some basics on the important components involved in a standard mortgage payment. While the final number involved in your mont ...

Mortgage Payment Components: Principal and Interest, Part 1


mortgage payment components principal interest

While there are a number of components involved in any mortgage situation, from mortgage rates to various mortgage programs and term lengths, the eventual goal of borrowers and len ...

Recent VA Loan Changes: Eligibility and Fee Alterations


VA loan changes eligibility

In part one of this two-part blog, we went over some of the basics on recent changes to the VA loan program that makes it both more accessible and more beneficial for those who qua ...

Recent VA Loan Changes: Basics and Loan Limits


VA loan changes limits

While we’re proud of all of our mortgage loan programs offered at Altius Mortgage and our partners at Mortgage Ogden, perhaps the area that gives us the most pride is our VA loan ...