Mortgage Company in American Fork, Utah

Comprehensive Mortgage Services in American Fork

At Altius Mortgage, we deliver a wide range of mortgage products and services to meet the diverse needs of American Fork residents. Here’s what we can offer you:

1. Home Purchase Loans

Shopping for a new home in American Fork? We’ll help you secure the financing you need to turn your dream of homeownership into a reality. With competitive rates and personalized advice, you’ll feel confident throughout the process.

2. Refinancing Solutions

Looking for lower monthly payments or a shorter loan term? Our refinancing options are designed to improve your financial outlook, whether interest rates are dropping or you want to access your home equity.

3. First-Time Homebuyer Programs

For first-time buyers, navigating the mortgage world can be overwhelming. We simplify the process with financing options tailored for American Fork’s first-time buyers, including lower down payment requirements and down payment assistance programs.

4. Loan Programs for Investors

Thinking about growing your real estate portfolio? Our loan programs for investors in and around American Fork provide competitive rates and features to help you achieve your property investment goals.

5. Non-QM Loans

Non-traditional borrowers can also find solutions at Altius Mortgage. Our Non-QM (non-qualified mortgage) loans cater to self-employed individuals, freelancers, and others with unconventional income sources.

6. Down Payment Assistance

We know that a down payment can be a hurdle for many buyers. That’s why we offer guidance on down payment assistance programs to make homeownership more accessible for American Fork families.

7. Debt Consolidation

Struggling with high-interest debt? You might be able to use the equity in your home to consolidate your debt into a manageable, lower-interest mortgage loan.

8. FHA Loans

Qualify for an FHA loan with flexible requirements and as little as 3.5% down. These loans are a popular choice for American Fork buyers with lower credit scores or smaller savings.

9. Reverse Mortgages

If you’re 62 or older, a reverse mortgage could be a great way to supplement your retirement income. Tap into your home’s equity while continuing to live in your home.

Why Choose Altius Mortgage?

Our dedication to personalized service sets us apart as the leading mortgage company in American Fork. With years of experience serving Utah families, we understand the local real estate market, and we work closely with you to provide transparent advice and tailored financing solutions.

Here’s why customers trust us:

• Local Expertise: Familiar with the housing market trends in American Fork, we provide solutions that make sense for the area.
• Personalized Guidance: We know no two buyers are the same. That’s why we offer one-on-one support to find the right mortgage option for you.
• Stress-Free Process: From pre-approval to closing, we make the entire experience as smooth and efficient as possible.

We’re Here for American Fork

At Altius Mortgage, we are honored to serve families and businesses across American Fork. Our office in Draper serves as a hub for personalized mortgage advice and expert support, reinforcing our strong commitment to the local community.

Whether you are shopping for a home on the shores of Utah Lake or looking for refinancing options near the stunning Timpanogos Temple, we’re here to help you with competitive rates and exceptional service.

Contact Us Today!

If you’re ready to take the next step toward financing your dream home, refinancing an existing mortgage, or improving your financial future, Altius Mortgage is here to help. Reach out to our expert team today to learn how our tailored mortgage solutions can work for you!

Call now or apply online to get started with the top mortgage company in American Fork, Utah.