Tooele, Utah

Home Loans in Tooele

Median home prices in Tooele are about $280,000. While this $100,000 less than Salt Lake City, it can still be a stretch for some homebuyers looking to settle in northern Utah. Altius Mortgage helps you figure out if you qualify for a home loan and if so, how much the bank is willing to lend you. 

If you don’t qualify the first time you apply, take heart — we’ll show you what you can do to improve your financial picture so that you can realize your dream of homeownership. 

Credit score is a major factor when applying for a home loan. A higher credit score usually means more options and lower mortgage rates. Some mortgage programs are structured specifically for low-income homebuyers, or those with lower credit scores. 

The good news is that it’s possible to raise your credit score over time. But other factors count when qualifying for a mortgage as well, such as debt-to-income ratio and savings.

Available Mortgage Programs

Even if you’ve bought a home before, you may not be aware of the types of mortgage programs available to you. But you don’t have to be! That’s our job at Altius Mortgage. We use our experience and knowhow to match you with the right mortgage program for you.

If you don’t qualify for a conventional loan, you may be able to qualify for an FHA loan, a VA loan or a USDA loan. There are special loan programs for first-time buyers, low-income homebuyers and more. We get the best mortgage rates possible for all our customers.

Fast, Efficient Process

The hardest part of homebuying can be waiting for your mortgage approval to come through. At Altius Mortgage, we realize this and that’s why we created a streamlined process to get you approved pushed through as quickly as possible. 

You can even get pre-qualified for your mortgage. That way, you know how much you can spend, and when you find the home of your dreams, you don’t have to wait long to find out if it’s within your reach.

Altius Mortgage Serves Tooele Homebuyers

When you’re searching for a home in the Toole area, or you want to refinance or look into a reverse mortgage, come see the friendly, professional team at Altius Mortgage. We can help put you into the home of your dreams. Call us today to get the process started for qualifying for a mortgage on a Tooele property.