Ogden, Utah

Home Loans in Ogden

The median home price in Ogden, Utah, is about $250,000. While that’s a lot less than Salt Lake City, we understand that a mortgage of that size is still daunting to many potential homebuyers, especially in today’s economic climate. 

But our loan officers are here to help you. We use our expertise to determine what you need to do to qualify for a home loan in Odgen. 

Buyers know their credit score counts when they’re applying for a home loan. The better your score is, the better your mortgage rate, generally speaking. If your score is too low, you may not qualify for a home loan. But just because you may not qualify right now doesn’t mean you won’t ever qualify.

As experts in our field, our loan officers can pinpoint what’s holding you back from qualifying and give you tips and advice about steps you can take to improve your credit score so that you can qualify sooner.

Once your finances are in shape, then it’s time to determine what type of home loan would suit you best.

Mortgages Available to Ogden Buyers

Learning about all the different home loan options available to you can be overwhelming, especially for a first-time buyer. You want the best deal for you — you don’t want to pay more than you have to.

But it’s more involved than that. Everyone wants a low mortgage rate, but you also must consider the terms of the mortgage and whether the interest rate is fixed or adjustable. And as a novice, you may not be aware of mortgage programs you may be eligible for, such as first-time homebuyer loans, Veterans Administration loans or USDA loans.

A home is likely the largest purchase you will ever make in your life, so you want to work with a team you trust. Altius Mortgage has the experience and the dedication you’re looking for in a mortgage broker.

Streamlined Home Loan Process

One of the most notorious parts of applying for a mortgage is waiting for the approval. It’s nerve-racking, especially if you already have your eye on a particular home and you’re worried someone else will get it in the meantime.

With Altius Mortgage, the process is quick and easy. In fact, you can get pre-approved before you start shopping for a home in Ogden.

Altius Mortgage Serves Ogden Homebuyers

The team at Altius Mortgage knows that a good experience with a mortgage broker is not tied only to good mortgage rates — it’s good customer service too. Buying a home is like no other experience — it’s not just financial, it’s emotional and personal. Our loan officers get to know you during the mortgage application process, and we take the journey together. We count ourselves lucky to work in such a rewarding industry, helping Utah residents realize their dreams of homeownership.

Call Altius mortgage today, and start shopping for your new home in Ogden tomorrow.