Provo, Utah

Home Loans in Provo

The median home price in Provo, Utah, is about $320,000. That can seem daunting when you’re home shopping, especially if you’re a first-time buyer. But the mortgage brokers at Altius Mortgage are here to help you achieve your goals.

Potential homebuyers know their credit score will impact their success in securing a mortgage. It can make you nervous, but we’re here to tell you that plenty of applicants have imperfect credit histories. But you won’t know if you qualify until you come in and talk to our mortgage brokers. We’ll look at your credit report, your savings, your debt-to-income ratio and other factors to determine your eligibility and your mortgage rate. 

If you don’t qualify the first time, turn your disappointment into determination! It’s not uncommon to fall short of qualifying for a mortgage at some point, and our experts will show you what to do so that you can qualify the next time you apply.

Once you get the green light, then it’s time to figure out what type of home loan is right for you.

Types of Mortgages for Provo Homebuyers

Even if you have previously owned a home, the process of applying for a new home loan and deciding which program will serve you best can be overwhelming. There are so many options, and the specifics of each program can change over time, affecting your eligibility.

Some types of home loan programs you might be eligible for include a first-time homebuyer loan, an FHA loan or a USDA loan. You may not have even heard of these programs, but you don’t have to worry about that when you work with Altius Mortgage. Our customers rely on our expertise and our knowledge of the mortgage industry.

Streamlining the Homebuying Process

One of the hardest parts of buying a home is waiting for approval of your home loan application. No one likes waiting for anything, but waiting and wondering whether you’ll get the money you need to buy a home is particularly stressful. 

That’s why Altius Mortgage has perfected a system for home loan approval that’s quick and easy. We also know the process forward and backward — that’s why we’re so good at steering you through in record time.

You can even opt to apply for pre-qualification, so that when you find the home you want, you’re that much closer to closing. 

Altius Mortgage Serves Provo Homebuyers

Your home is likely the biggest purchase you will make in your lifetime. For that reason, you want to work with a mortgage broker you trust. Altius Mortgage has been serving the Provo community for many years, helping homebuyers successfully navigate the mortgage application process. 

We can help you become a Provo homeowner. Call us today to find out how.