Understanding Transfer Taxes During a Home Sale


transfer taxes home sale

If you’re a homeowner planning to move into a new home, and therefore selling your old one, it’s important to note that your sale isn’t necessarily over once pape ...

Pre-Qualification vs. Pre-Approval for SLC Homebuyers


pre-qualification pre-approval homebuyers

During the very earliest stages of your entry into the mortgage and homebuying world, two terms you may hear often are pre-approval and pre-qualification. And while these are simil ...

Mortgage Closing Disclosure: Purpose and Method


mortgage closing disclosure method

In part one of this two-part blog series, we went over some of the basics on mortgage closing disclosures. These are important documents that are sent to borrowers just ahead of th ...

Mortgage Closing Disclosures: Basics for Park City Homebuyers


mortgage closing disclosures basics

First-time homebuyers entering the market often have a number of questions, especially around the steps and documents involved in the process of obtaining a loan and securing their ...

Impact of Home Refinancing on Your Credit


impact home refinancing credit

Homeowners are always looking for ways to save money. With the cost of living going up every day, it can be hard to do so without sacrificing your future. Refinancing a home loan c ...

Value of Using a Cover Letter With Your Home Offer


value cover letter home offer

There are several potential elements that might be important to a home offer you make, from the dollar amount involved to a few others. One of these that’s considered optiona ...

Second Home Purchase: Budgeting and Other Tips


second home budgeting tips

In part one of this two-part blog series, we went over some of the basics on why certain homeowners choose to purchase a second home. Often for retirement or vacation purposes, or ...

Second Home Purchase: Why Provo Buyers May Consider It


second home buyers consider

At Altius Mortgage and our partners with Mortgage Ogden, we’re here to help with a comprehensive range of mortgage needs and services in Provo and numerous other parts of Utah. F ...

Mortgage Payment Components: Taxes, Insurance, Amortization, Part 2


mortgage payment taxes insurance amortization

In part one of this two-part blog series, we went over some basics on the various components that make up your monthly mortgage payment. There are a few such elements to be aware o ...

Mortgage Payment Components: Principal and Interest, Part 2


mortgage payment principal interest

If you’re in the home market and considering the important factors involved with a mortgage, one key element you’ll likely be interested in is what your monthly payments go tow ...