Various Insurance Formats Associated With Mortgages, Part 2
In part one of this two-part blog, we discussed both homeowner’s insurance and title insurance for new homebuyers. These insurance formats are designed with the homeowner’s pro ...
Various Insurance Formats Associated With Mortgages, Part 1
Like with many other major purchase types, it’s important to think about insurance when you’re buying a home. In fact, when it comes to mortgages and homebuying, there are seve ...
Impact of Home Assessments on Mortgage Payments, Part 2
In part one of this two-part blog series, we went over some of the basics of a home assessment, including how it compares to home appraisal and what it’s used for. Home assessmen ...
Impact of Home Assessments on Mortgage Payments, Part 1
At Altius Mortgage and our partners at Mortgage Ogden, the primary goal for each client is to help you attain a great mortgage rate and loan to help you attain your long-term homeo ...
Process for Disputing Errors on Credit Reports
There are a few important factors that dictate whether you qualify for a given mortgage and the mortgage rates you can receive, and one of the top such factors is your credit. Your ...
How Your Tax Returns Impact Your Mortgage Application
For a number of reasons, from legal compliance to a proper financial picture, it’s important to be accurate and detailed on your tax returns each year. Did you realize, though, t ...
Tax Benefits and Basics of Mortgage Credit Certificates
One big area many people think about during a mortgage application and homebuying situation is the tax implications, and with good reason. Mortgages often come with notable tax-rel ...
Primary Benefits of Homeownership Compared to Renting
At Altius Mortgage and our partners at Mortgage Ogden, we know the jump to homeownership for those who have previously rented for their living situation can be a big one. This is t ...
Common Reasons and Tips for Mortgage Refinancing, Part 2
In part one of this two-part blog, we defined some of the basics of mortgage refinancing and why many homebuyers choose this option at some point during their home loan. Whether to ...
Common Reasons and Tips for Mortgage Refinancing, Part 1
For many buyers in a few different situations, refinancing a mortgage is a prudent move. The refinancing process, which involves replacing your existing mortgage with a new home lo ...