Mortgages for Freelancers and Contract Workers


mortgages freelancers contract workers

When it comes to obtaining a mortgage, the process can be a bit different for people who earn their income through alternative sources. For those who work in contract jobs, freelan ...

Learning About the Chenoa Fund Program


learning chenoa fund program

For many people looking into a mortgage for a new home, the largest area of concern is coming up with funds to cover the down payment. This is usually the largest lump sum paid dur ...

Factors That Influence Mortgage Rates


factors influence mortgage rates

Whether you’re considering a new mortgage or a refinance, one of the key factors you’ll be interested in is the rate you’re getting. This rate, which refers to the percentage ...

Process and Damage of a Foreclosure


process damage foreclosure

At Altius Mortgage and our partners at Mortgage Ogden, we’re here to help you find the perfect home loan for you and your family. Particularly if this is your first time buying a ...

Financial Plusses of First-Time Homeownership


financial plusses first-time homeownership

Entering the housing market for the first time as a buyer can be a detailed and thorough process, but it can also be one with numerous personal benefits. The first of these, of cou ...

Basics on Mortgage Rate Lock-In Timing


basics mortgage rate lock-in

When it comes to getting a mortgage loan, few factors are more important than your interest rate. Even a small change in your interest rate could have major implications for your t ...

Setting Straight Homebuying Myths


Homebuying Myths

Especially if you’re a first-time homebuyer, the process of buying or selling your home can be very complex. At Altius Mortgage and our partners at Mortgage Ogden, we’re here t ...

Young Adults and Mortgage Factors



For many people who haven’t dealt with them in the past, mortgages and similar loans feel like the kinds of things only older adults deal with. Many people in their 20s simply do ...

Basics on Credit Score and Mortgages


credit score basic

When you apply for a home loan from a mortgage lender, the lender takes various steps to examine your creditworthiness and ability to repay the money you’re asking for. One of th ...

Ensuring a Smooth Closing Process



There are several stages to buying a home, and one of the last and most important ones is closing. Most home purchases come with a close of escrow date of between 18 and 30 days wr ...