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Having bad credit can be tough. Let us help answer all your questions without any commitment!

Is there such a thing as a bad credit mortgage?

The answer is… “Sort of”.

You can get a mortgage with less than perfect credit but you will end up paying a higher interest rate and sometimes higher fees.  That being said there are definitely limits as to how bad your credit can be in order to get approved but you might be surprised at what those limits are.  Give us a call or chat with us online if you have questions about your particular situation.  We’d love to see if we can get you qualified.

If you do have bad credit the good news is that there are ways to turn bad credit into good credit, in some cases very quickly.

At Altius Mortgage we love helping those with bad credit qualify for a loan.  Which is why we took the time to record this short video to tell you about a really effective tool that we use to help our clients with less than perfect credit.

Bad Credit Mortgages


Even if you have bad credit, Altius Mortgage has Utah mortgage and home loan options for you. Don’t let credit issues stand in the way of your dreams. Our mortgage loan experts understand your challenges and we are here to help.

Qualifying for a home loan depends on more than just your credit report. Lenders consider a variety of factors including your income, assets, and your current debt load. As mortgage brokers, we have countless loan program options to consider. This allows us to shop around for a loan that works for you.

Depending on your qualifications, we have bad credit mortgage options that could allow you to buy a house with a higher down payment or interest rate. In many cases, our team of experts can recommend steps for establishing or cleaning up your credit, so you can apply for an even more affordable loan program.

FHA loans are a popular option for potential borrowers who have a low credit score. These mortgages offer an impressive level of flexibility and help many Utah home buyers get into the house of their dreams.

If you’ve put off applying for a home loan or refinance loan because you’re afraid you won’t qualify, contact the Altius team today to learn more about our bad credit mortgage options.

Call today and get started with one of our
mortgage loan professionals.