Understanding Debt-to-Income Ratio for Mortgages, Part 2
In part one of this two-part blog series, we went over some of the basics associated with debt-to-income ratio during a mortgage […]
Understanding Debt-to-Income Ratio for Mortgages, Part 1
There are several factors that will be assessed by mortgage lenders when you apply for a home loan, and one such factor […]
Various Insurance Formats Associated With Mortgages, Part 2
In part one of this two-part blog, we discussed both homeowner’s insurance and title insurance for new homebuyers. These insurance formats are […]
Various Insurance Formats Associated With Mortgages, Part 1
Like with many other major purchase types, it’s important to think about insurance when you’re buying a home. In fact, when it […]
Impact of Home Assessments on Mortgage Payments, Part 2
In part one of this two-part blog series, we went over some of the basics of a home assessment, including how it […]
Impact of Home Assessments on Mortgage Payments, Part 1
At Altius Mortgage and our partners at Mortgage Ogden, the primary goal for each client is to help you attain a great […]
Process for Disputing Errors on Credit Reports
There are a few important factors that dictate whether you qualify for a given mortgage and the mortgage rates you can receive, […]
How Your Tax Returns Impact Your Mortgage Application
For a number of reasons, from legal compliance to a proper financial picture, it’s important to be accurate and detailed on your […]
Tax Benefits and Basics of Mortgage Credit Certificates
One big area many people think about during a mortgage application and homebuying situation is the tax implications, and with good reason. […]
Primary Benefits of Homeownership Compared to Renting
At Altius Mortgage and our partners at Mortgage Ogden, we know the jump to homeownership for those who have previously rented for […]
Common Reasons and Tips for Mortgage Refinancing, Part 2
In part one of this two-part blog, we defined some of the basics of mortgage refinancing and why many homebuyers choose this […]
Common Reasons and Tips for Mortgage Refinancing, Part 1
For many buyers in a few different situations, refinancing a mortgage is a prudent move. The refinancing process, which involves replacing your […]